Investar Holding Corporation (NASDAQ: ISTR) and Fox Chase Bancorp (NASDAQ:FXCB) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, earnings, dividends, institutional ownership, risk, profitability and valuation.
Valuation & Earnings
This table compares Investar Holding Corporation and Fox Chase Bancorp’s revenue, earnings per share (EPS) and valuation.
Investar Holding Corporation has higher revenue and earnings than Fox Chase Bancorp.
Risk and Volatility
Investar Holding Corporation has a beta of 0.36, indicating that its share price is 64% less volatile than the S&P 500. Comparatively, Fox Chase Bancorp has a beta of 0.2, indicating that its share price is 80% less volatile than the S&P 500.
This is a breakdown of recent ratings and price targets for Investar Holding Corporation and Fox Chase Bancorp, as reported by MarketBeat.com.
Investar Holding Corporation currently has a consensus target price of $26.00, indicating a potential upside of 6.78%. Given Investar Holding Corporation’s higher probable upside, research analysts plainly believe Investar Holding Corporation is more favorable than Fox Chase Bancorp.
Investar Holding Corporation pays an annual dividend of $0.12 per share and has a dividend yield of 0.5%. Fox Chase Bancorp does not pay a dividend. Investar Holding Corporation pays out 11.7% of its earnings in the form of a dividend.
Institutional and Insider Ownership
61.1% of Investar Holding Corporation shares are held by institutional investors. 9.8% of Investar Holding Corporation shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.
This table compares Investar Holding Corporation and Fox Chase Bancorp’s net margins, return on equity and return on assets.
Investar Holding Corporation beats Fox Chase Bancorp on 8 of the 11 factors compared between the two stocks.
Investar Holding Corporation Company Profile
Investar Holding Corporation is financial holding company that conducts its operations through, Investar Bank (the Bank), which is a commercial bank. The Company offers a range of commercial and retail lending products throughout its market areas, including business loans to small to medium-sized businesses, as well as loans to individuals. It serves its primary markets of Baton Rouge, New Orleans, Hammond and Lafayette, Louisiana, and their surrounding metropolitan areas from its office located in Baton Rouge and from approximately 10 additional service branches. The Bank’s other banking services include cashiers’ checks, direct deposit of payroll and Social Security checks, night depository, bank-by-mail, automated teller machines with deposit automation and debit cards. The Company’s business lending products include owner-occupied commercial real estate loans, construction loans, and commercial and industrial loans, such as term loans, equipment financing and lines of credit.
Fox Chase Bancorp Company Profile
Fox Chase Bancorp, Inc. is the holding company of Fox Chase Bank (the Bank). The Bank’s business activities consist of the ownership of common stock of the Bank and making over two loans to the Fox Chase Bank Employee Stock Ownership Plan (the ESOP). The Bank operates as a community-oriented financial institution offering financial services to businesses and consumers in its market areas. The Bank’s loan portfolio consists of multi-family and commercial real estate loans, one- to four-family residential real estate loans, commercial and industrial loans, construction loans and consumer loans. It offers fixed-rate and adjustable-rate mortgage loans secured by multi-family and commercial real estate to individuals and small businesses. The Bank also maintains an investment portfolio. It maintains approximately two offices in Montgomery County, Pennsylvania, over one office in each of Philadelphia and Chester Counties, Pennsylvania, and over three offices in Bucks County, Pennsylvania.